The savings app that feels like a game
Log your spending in seconds, earn coins every day you show up, and build a little island that grows with your savings habit. Free, private, right in your browser.
No bank connection · No credit card · Takes 1 minute
Drag to spin
One tiny habit a day. A world you’re proud of in a month.
Add what you spent, or tap “No spending today.” No bank login, no spreadsheets.
+5 for checking in, +2 for logging your day, +10 for a 7-day streak. Coins reward the habit, never the spending.
Spend coins on trees, houses, a lighthouse, a marina. Grow your island from 5×5 all the way to 16×16.
Most budgeting apps get abandoned because the reward for saving arrives months later. Penny Isle gives you one today.
Every streak and every saved dollar shows up as something you built. Progress you can actually see.
Set up goals for an emergency fund, a trip or a new car and watch your savings total climb.
Logging takes three taps. Days with no spending count too, so you’re never rewarded for buying things.
No bank connection. We never sell your data, and analytics never include amounts, notes or names.
Runs in your browser on iPhone, Android and desktop, and syncs across devices once you sign in. Native iPhone app coming soon.
Small rewards today for good habits that pay off later. No shaming, no red alerts, just a gentle nudge.
Free covers everything you need to build the habit. Plus speeds things up for those who want more.
$0 forever
$5.99 / month
or $39.99 / year with a 7-day free trial
No. Penny Isle never asks for bank logins. You log what matters in a few seconds a day, which also keeps you more aware of your spending.
Yes. The island, daily coins, the market, unlimited logging and two savings goals are free forever. Penny Isle Plus adds 3× coins, a bigger island, special buildings and more goals.
If you sign in, your data is stored in an encrypted database that only your account can read. If you try it without an account, everything stays in your browser. You can export or delete your data anytime.
A native iPhone app is on the way. Until then, open Penny Isle in Safari and tap Share → Add to Home Screen for an app-like experience.
Yes. Sign in with Google or email and your island, coins and history follow you to every device.
No. Penny Isle is a personal tracking tool that helps you build a saving habit. It does not provide investment or financial advice.
Something else? hello@pennyisle.com